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Don't consolidate your debt, negotiate your debt. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Our fee is a small percentage of the amount we save you. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. If creditors have your number, you should have ours. (888) 475-2610 The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. We guarantee results or you pay us nothing. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Don't consolidate your debt, negotiate your debt. We guarantee results or you pay us nothing. 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