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Our proven track record in the past eight years has been 50% to 90% reductions. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Don't consolidate your debt, negotiate your debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our proven track record in the past eight years has been 50% to 90% reductions. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Our fee is a small percentage of the amount we save you. We guarantee results or you pay us nothing. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. 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